Business Finance Solutions for MSMEs & Startups | WizBiz

Fuel Your Business Growth with Smart, Scalable Financial Support

Running and scaling a business in India comes with financial challenges — and at WizBiz, we help you overcome them with a full suite of business finance services tailored to your goals.

From working capital to bank guarantees, from credit lines to government schemes, we make sure your business has access to capital and advisory support — when and where you need it.

📌 Who We Serve

• MSMEs (Micro, Small & Medium Enterprises)

• Startups and early-stage ventures

• Proprietors, partnerships, LLPs, and Pvt Ltd companies

• Traders, manufacturers, service providers

• Exporters & importers

• Enterprises applying for tenders or contracts

🔍 Our Business Finance Services

🔹 Working Capital Loans

• Unsecured & secured loans to manage daily operations

• Fund seasonal inventory, vendor payments, or receivables

• Overdraft (OD) and cash credit (CC) facilities

• Revolving lines of credit

🔹 Business Term Loans

• Fixed tenure loans for business expansion or asset purchase

• Loans from ₹1 Lakh to ₹5 Crores+

• Affordable interest rates & flexible repayment

• Loans tailored for manufacturing, retail, pharma, construction & more

🔹 Government-Linked MSME Loans

• Collateral-free loans under CGTMSE scheme

• Support under Mudra Loans, Stand-Up India, and PMEGP

• Assistance with Udyam registration & documentation

• Eligibility guidance and application filing

🔹 Bank Guarantees (BG) & Letter of Credit (LC)

• Required for government tenders, EPC contracts, exports/imports

• Performance guarantees, bid security, and financial guarantees

• Inland and international LC support

• Fast processing with bank tie-ups

🔹 Loan Takeover & Refinance

• Shift your business loan to a lower-rate lender

• Restructure high-interest loans to reduce EMI burden

• Get top-up facility for additional capital needs

• CIBIL & credit score improvement guidance

🔹 Trade & Export Finance

• Bill/invoice discounting & factoring

• Pre-shipment & post-shipment finance

• Packing credit and foreign buyer credit

• Export incentives & documentation help

🔹 NBFC & Fintech Funding Support

• Connect with NBFCs for flexible digital loans

• Fast disbursals for low-documentation borrowers

• Invoice-based financing & GST-linked underwriting

🔹 Startup Finance Advisory

• Early-stage funding advisory & documentation support

• Seed/Angel investor readiness

• Financial projections and pitch deck assistance

• Regulatory compliance (ROC, MCA, tax filing)

🛠 Why Choose WizBiz for Business Finance?

✅ Multiple bank & NBFC tie-ups
✅ Personalized assistance for MSME & startup profiles
✅ Dedicated advisor from application to disbursal
✅ Help with CIBIL issues or incomplete documentation
✅ Low-cost funding with high approval chances
✅ PAN-India documentation & digital process

📋 Documents Required (Depending on Loan Type)

• PAN, Aadhaar of proprietor/director

• Business registration (GST, Udyam, Shop Act, etc.)

• 6–12 months bank statements

• ITRs & audited financials (2–3 years)

• Projected income & business plan (for new/startup loans)

• Existing loan details (if any)

• Tender/contract copy (for BG/LC)

✍️ Apply for Business Finance with WizBiz

Don’t let cash flow or funding gaps hold you back. Get expert help from WizBiz to secure the right loan or financial tool for your business today.